Ing Heng Credit & Leasing Sdn. Bhd. (IHCL) has been established since 1985 in Malaysia, IHCL is a financial provider on Hire Purchase and Loan Financing for Entrepreneur, Self-Employed and Working People. We identify the challenges and create the strategies that turns every problem to an opportunity.
20/01/2021
Approved 750k overdraft without pledging any collateral.
15/01/2021
Approved 1mil clean loan without pledging any collateral, tenure 7 years
13/01/2021
Purchased 5mil triple storey office with interest rate 1.23% lower than board rate. Tenure 25 years
10/01/2021
Approved 600k term loan without pledging any collateral, tenure 5 years.
07/01/2021
Refinance 3.25mil Semi D factory, save RM 329,145 instalment and RM 533,642 interest. Tenure 25 years
04/01/2021
Purchase an industrial land RM2.6mil, tenure 20 years, interest rate 2% lower than own submitting bank
25/12/2020
Approved 2.65mil clean loan without pledging any collateral, tenure 9 years
22/12/2020
Approved 150% margin of finance RM 2.43mil loan amount by purchasing a 1.62mil of, bungalow factory. Tenure 25 years, cash out portion RM 810,000
18/12/2020
Refinancing commercial land RM10mil, tenure 25 years, cash out portion RM6 mil for business usage.
13/12/2020
Approved 1.5mil Facility by pledging 500k FD.
10/12/2020
Approved RM 480,000 for company turnover less than 2mil, tenure 5 years.
05/12/2020
Approved 400k term loan without pledging any collateral, tenure 5 years.
01/12/2020
Refinancing commercial land RM4.2mil, tenure 25 years. Clear previous bank outstanding RM 2.2mil, cash out portion RM2mil for business usage.
01/12/2020
Approved 10mil Overdraft + Tradeline (Letter of Credit, Trust Receipt, Bankers Acceptance, Bank Guarantee, Shipping Guarantee, Foreign Exchange Line) without pledging any collateral.
20/11/2020
Approved 500k overdraft + 500k Tradeline without pledging any collateral.
18/11/2020
Approved 500k overdraft + 500k Tradeline without pledging any collateral.
15/11/2020
Get 6.9mil Term loan + trade line by pledging a 2.8mil property that is free from encumbrance. Tenure 25 years
12/11/2020
Approved 800k for company less than 4 years, tenure 7 years.
10/11/2020
Approved 320k term loan for a new star-up company which less than 2 years. Tenure of the loan 5 years.
06/11/2020
Approved 50mil project financing for a construction company.
02/11/2020
Approved 800k term loan without pledging any collateral, tenure 7 years
28/10/2020
Approved 5mil Overdraft + Tradeline (Letter of Credit, Trust Receipt, Bankers Acceptance, Bank Guarantee, Shipping Guarantee, Foreign Exchange Line) without pledging any collateral.
28/10/2020
Approved 3.15mil OD + Tradeline without pledging any collateral.
25/10/2020
Approved 500k term loan without pledging any collateral, tenure 7 years
22/10/2020
Approved 800k overdraft + 300k Tradeline without pledging any collateral.
21/10/2020
Refinancing 3 storey shop office RM8.9mil, tenure 25 years. Clear previous bank outstanding RM 5.2mil, cash out portion RM3.7 mil for business usage. Instalment savings RM 651,597 , save 761,957 interest. Total savings RM 1,413,554
16/10/2020
Approved 2mil Facility by pledging 500k FD.
11/10/2020
Approved 1mil Facility by pledging 200k FD.
7/10/2020
Purchased 2.17mil 2 storey shop office. Tenure 20 years with interest rate 1.23% lower than board rate
29/09/2020
Approved 500k for company less than 3 years, tenure 7 years.
25/09/2020
Approved 1.2mil clean loan without pledging any collateral, tenure 7 years
21/09/2020
Refinance a commercial shop lot from individual name to company name. Loan amount RM 865,000 with interest rate 3% lower than the previous loan. Interest and instalment total savings RM 298,150
21/09/2020
Approved RM 350,000 for company turnover less than 2mil, tenure 5 years. Interest rate 4% lower than board rate
21/09/2020
Loan approved 1.18mil for purchasing auction property. Tenure 20 years approved within 7 working days after submission
15/09/2020
Approved 1.35mil Facility by pledging 200k FD.
11/09/2020
Refinance 2mil 2 story factory. Tenure 25 years
03/09/2020
Approved 2mil OD + Tradeline without pledging any collateral. Money disbursed within 3 week times after acceptance
25/08/2020
Approved 200k term loan for a newly star up company which less than 2 years. Tenure of the loan 5 years.
23/08/2020
Approved 1.8mil loan for purchasing 2 storey factory by using investment holding company. Tenure 20 years with margin 85%
20/08/2020
Refinance property get the margin of finance 148%. Property value 2.1mil, loan approved RM 3,108,000, clear outstanding RM1.2mil, balance 1.908mil working capital of the company. 1mil OD + 908K term loan.
17/08/2020
Approved 35mil project financing for a construction company.
12/08/2020
Consolidate 3 property loans into one. Total loan amount 4.69mil, total savings of the instalment and interest RM 498,144.
10/08/2020
Approved 300k term loan without pledging any collateral, tenure 7 years
5/10/2020
Approved 300k term loan without pledging any collateral, tenure 7 years