F.A.Q.
Whats your company doing?
We are specialist in doing business loan/SME loan/working capital loan/commercial loan/personal loan.
How long is the process?
Upon receiving full documentation from your company, your files will be processed immediately and will provide a full proposal based on the documents submitted.
What document do I need to provide?
For Company:
- Latest SSM certificate copy
- Latest Six (6) months of bank statements (Company)
- Latest bank statements (Personal)
- Latest 2 years audit report & latest management account
- Debtors and Creditors Aging Report
- Photocopy of IC (front and back)
- Latest Utility bill of current residence
For Working People (with a basic salary):
- Photocopy of your IC (front and back).
- Latest one (1) month payslip.
- Latest utility bill of current residence.
- Bank proof for auto-debit/Bank Statement
For Business Entity:
- Latest SSM certificate copy
- Latest Six (6) months of bank statements (Company)
- Latest bank statements (Personal)
- Latest 2 years account
- Debtors and Creditors Aging Report
- Photocopy of IC (front and back)
- Latest Utility bill of current residence
- Tax declaration or receipt (if applicable)
How fast can get the approval?
The processing might vary as the application need to review by relevant department.
How should I enquire about my application status?
You may send your enquiry via email to inquiry@inghengxpress.com.
Do I need to pay any upfront?
Strictly no upfront charges until the loan has approved and accepted by clients. Proposal is totally FOC.
What should I do if I wish to cancel my application?
You can send your cancellation by email or call to us.
How Long will get the money disburse?
The disbursement shall be arranged upon completion documents.
How can I find out my full settlement amount?
You may send an email to inquiry@inghengxpress.com. Kindly provide us your necessary information such as your full name, IC number and purpose of email.
How can I do early or full settlement?
Please contact us at inquiry@inghengxpress.com for the settlement sum.
How do I check for the payment status?
You may contact our office at 03-3324 8999 or email to us via inquiry@inghengxpress.com.
What are the different between you and bank?
We are highly loan specialist with more than 10 years of operation in Malaysia. We are providing a full range of financing advisory and service provided.
Why don’t I directly go to the bank?
Each bank is running solely and their banker will only provide their own bank products. For own benefit, each banker will persuade customer to take up their offer even they knew that the banks’ product does not fit the most for customer. Studying the customer requirement and profile, we will advise the most reasonable, suitable, benefit to customer based on the company’s need.
What’s the difference between your company and other consultant?
Along all these years of business operation, 95% successful or financing approval rate is the core reason why our customer choose us from the others. Our expertise team manipulates full screening and provide the appropriate action to our customer before submitting for processing.
